Plan for Your Future

Let’s build your Retirement Beach House Blueprint

At Costanzo Financial Advisors, we have a four-step process for building a financial strategy that gives you a strong foundation for pursuing your goals. We call it your Retirement Beach House Blueprint:

First Meeting:

On-Track Retirement Review

We discuss your goals and check for any gaps in your current financial approach.

Second Meeting:

Create a Strategic Blueprint

Your custom Retirement Beach House Blueprint covers the strategies you need for income, investments, tax and legacy planning, and more.

Third Meeting:

Construct Your Beach House

Now we build your beach house, using your very own Blueprint as a guide, then meet to go over all the details.

Fourth Meeting:

Enjoy the Beach!

Once your Retirement Beach House is built, we will perform regular maintenance checks and upgrades to keep your retirement humming along.

Explore Your Financial Toolbox

Are you using the right tools and strategies to get you from here to your financial goals? We’ll help you navigate the options.

Retirement Income Strategies

Unlike the working years, when you’ve likely drawn a regular paycheck, at retirement it’s time to pay yourself. Are you ready to tap into your savings in a strategic way so that you continue to create an income stream you won’t outlive? We can help.

Wealth Management

We offer a suite of services to affluent clients who are looking for a holistic approach to their financial future, all in one place. We’ll help you with comprehensive guidance to help reach the goals and dreams you’ve been envisioning.

Annuities

Annuities are financial tools that can help you create a stream of income that you can’t outlive. But today’s annuities aren’t like those of your parents or grandparents. There are many ways to tailor annuities to fit your needs. We’ll help you compare your options.

Investments

Whether you prefer to “set it and forget it,” or you want to more actively participate in your investments, we can help you design an investment strategy that matches your risk tolerance and goals. And we know that risk tolerance changes as life happens — so we plan for that, too.

IRA/401(k) Rollovers

We can help you evaluate your current IRAs and 401(k)s to determine if a rollover is appropriate for your situation. Whether you’re looking to access the tax-advantaged options a Roth IRA provides, to consolidate accounts or to explore other savings avenues, we can help.

Asset Preservation Strategies

We keep our eyes on the horizon so you can enjoy your retirement. We’ll design a strategy to help you minimize risk, including the risks of market loss, inflation or liquidity (not having cash accessible when you need it).

Life Insurance

Life insurance can play an important role in an overall financial strategy — both to protect yourself and your loved ones should the unthinkable happen and in some cases to help preserve your assets for future generations.

Tax-Efficient Strategies

Taxes can take a bigger bite out of your retirement income — or your legacy — than you may be expecting. We can help you develop tax-efficient strategies that fit your overall financial plan, so more of your hard-earned dollars go to you and your loved ones.

IRA Legacy Planning

How you approach your financial planning today defines what your legacy to your loved ones will look like after you’re gone. We can help you understand and employ strategies to help ensure your assets are passed to those people or causes you love.

We can also with strategic partnerships provide the following services:

Trusts
Probate
Charitable Giving
Estate Planning
Tax Planning

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Costanzo Financial Advisors are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.

Take the First Step Today

It’s never too early — or too late — to take control of your financial future so you can enjoy life on your terms. Get started today by scheduling a meeting or registering for an upcoming event.

Schedule a call

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